| Sl.No | Particulars | Charges (w.e.f 25.02.2026) |
|---|---|---|
| 1 | DD/PO Commission | |
| Upto Rs.5000/- | Rs.45 | |
| Above Rs.5001/- upto Rs.25000/- | Rs.100 | |
| Above Rs.25,001 and above | Rs. 4/- per thousand (Min Rs.100/-and Maximum 20000/-) | |
| 2 | Issue of Duplicate DD/PO/BC ( per instrument) | |
| Revalidation of DD | 100/- | |
| Cancellation of DD | 100/- | |
| Issue of Duplicate | 100/- | |
| 3 | Locker | Caution Deposit |
| Small Size | 12000 | |
| Medium | 13000 | |
| Large | 19000 | |
| 1. 10 Free visit per month, additional visit 30.00 per visit | ||
| 2. Locker Break Open charges bank charges 500.00 and service provided charges as per quotation. | ||
| 4 | Rent | |
| Small Size | Rs.1500/- | |
| Medium | Rs.2000/- | |
| Large | Rs.3500/- | |
| 5 | Maintenance of Minimum balance in account | |
| Current A/c with cheque Book | Rs.5000/- | |
| SB with Cheque Book | Rs.1000/- | |
| SB without Cheque Book | Rs.500/- | |
| SB farmer(2204) | NIL | |
| SB Young Champ A/C | Rs.100/- | |
| 6 | Non-Maintenance of Minimum balance in account | |
| Current A/c | 200/- per Half Year | |
| SB with Cheque Book | 150/- per Half Year | |
| SB without Cheque Book | 100/- per half year | |
| SB farmer(2204) | NIL | |
| SB Young Champ A/C | NIL | |
| 7 | Issue of Duplicate Pass Book | Rs.100/- |
| 8 | Charges for Account statement in computer for additional statement | |
| upto 2 pages | Rs.50/- | |
| Above 2 pages | Rs.15/- per page | |
| 9 | Cheque Book Issue Charges | |
| for non-personalized cheque | Rs.5/- | |
| for SB first 10 leaves free | ||
| for personalized per cheque | Rs.5/- | |
| 10 | Duplicate term deposit receipt | 100/- |
| 11 | Cheques return unpaid | |
| SB Cheques | ||
| Inward Return | Rs.100/- | |
| Outward Return | Nil | |
| Cash Credit/ C/A Cheques | ||
| Inward Return | Rs.200/- | |
| Outward Return | Nil | |
| ECS Return | ||
| SB cheques | Rs.50/- | |
| C/A cheques – | Rs.100/- | |
| 12 | Cheque Collection Charges | |
| Upto 1000/- | Nil | |
| Above 1001/- to 5000/- | Nil | |
| Above 5000/- to 10000/- | Nil | |
| Above 10001/- and above | Nil | |
| 13 | Account Closing Charges | |
| SB | Rs.100/- | |
| C/A | Rs.200/- | |
| within 6 months of opening | Rs.100/- | |
| 14 | Record of stop Payment | |
| for non-personalized cheque Books | Rs.50/- per instrument upto 3 leaves. Rs.200/- for range of cheques.(if more than 3 leaves – a flat Rs.200/- is applied for that range) | |
| for personalized cheque Books | Rs.100/- per instrument upto 3 leaves. Rs.400/- for range of cheques.(if more than 3 leaves – a flat Rs.200/- is applied for that range) | |
| 15 | Record of standard instructions | Rs.50/- |
| 16 | Issue of Confirmation certificate | Rs.100/- |
| 17 | Enquiry about old records per record | Rs.100/- |
| 18 | Service Process(Charges) as per RBI | Applicable on Urban Banks A/c’s only (Rs.1000/- + Rs.2.50 per chq per month) |
| 19 | Charges for SMS alerts | Rs.15/- per quarter |
| 20 | ATM Card Issue charges | Rs.150/- |
| 21 | Duplicate ATM card Issue charges | Rs.150/- |
| 22 | Annual Debit card charges | Rs.150/- |
| 23 | Contactless Debit EMV | Rs.200/- |
| 24 | Contactless KCC | Rs.150/- |
| 25 | Contactless Platinum Card | Rs.225/- |
| 26 | Monthly Charges for POS Machines | Rs.300/- |
| 27 | Penality for late payment of RD Installement | Rs.1.00 per Rs.100/- RD per month) |
| 28 | Addition/Deletion of names in deposit A/c’s | Nil |
| 29 | Ledger Folio Charges for Current & Cash Credit A/c’s | |
| SB Accounts | Rs.25/- per folio (Min Rs.25/- Max Rs.100/-) | |
| Current A/c – Individuals | Rs.50/- per folio (Min Rs.25/- Max Rs.200/-) | |
| Current A/c – others | Rs.50/- per folio (Min Rs.25/- Max Rs.200/-) | |
| Cash Credit | Rs.50/- per folio (Min Rs.25/- Max Rs.200/-) | |
| 30 | Gold Loan Notices | |
| Gold Loan overdue Notice 1 | Rs.50/- | |
| Gold Loan overdue Notice 2 | Rs.50/- | |
| Gold Loan overdue Notice 3 | Rs.100/- | |
| 31 | CIBIL verification charges | Rs.100/- |
| 32 | B-Class Membership | Rs.100/- |
| 33 | Gold Loan processing charges | Rs.50/- |
| Safe custody charges | Rs.5.00 per month for every Rs.1000/- of the appraised value of the ornaments(as per Gold Loan policy) | |
| 34 | Penal Interest on all loans | addition 2% on ROI |
| 35 | For all kind of loans | |
| Notice 1 | Rs.50/- | |
| Notice 2 | Rs.50/- | |
| Notice 3 | Rs.100/- | |
| 36 | Issue of Interest Certificate | Nil |
| 37 | Issue of No Due Certificate | Nil |
| 38 | Inoperative Charges upto 2 years | Nill |
| 39 | Cash Withdraw related | |
| Home Branch (self & 3rd party cheques) | No limit | |
| Non-Home Branch | ||
| Self | No limit | |
| 3rd party cheques | Rs.25,000 per day | |
| 40 | Cash Handling Charges | |
| Upto Rs.3.00 Lakhs | Free provided the remittance is in the denomiantion Rs.500/- or Rs.200/- other wise Rs.2/- per packet/section(Min Rs.50/- & Max Rs.200/-) | |
| Above Rs.3.00 Lakhs | Rs.5/- per packet/section(Min Rs.100/- & Max Rs.2000/-) | |
| 41 | Gold Loan pre closure charges | Nil |
| 42 | ATM Charges exceeding 3 transactions (Metro) | for financial transaction Rs.20/-, non financial Rs.8.5 |
| 43 | ATM Charges exceeding 3 transactions (Metro) | for financial transaction Rs.20/-, non financial Rs.8.5 |
| 44 | Nomination Charges | Nill |
