The Interest rates on Deposits with effect from 29.07.2025
S.NO.
Period
ROI(% p.a)
1
7 days to 14 days
4.00
2
15 days to 45 days
4.00
3
46 days to 90 days
4.75
4
91 days to 180 days
5.50
5
181 days to 364 days
6.50
6
Exact 1 Year
7.50
7
> 1 Year to < 2 Years
7.60
7
3 Years to 5 Years
7.75
8
> 5 Years to 10 Years
6.75
S. No.
Range
Period of Deposit
ROI (w.e.f. 30.07.2026)
1
Rs. 25.00 Lakhs to Rs. 50.00 Lakhs
Exact 1 Year
7.50% + 0.10% = 7.60%
Exact 2 Year
7.60% + 0.15% = 7.75%
2
Rs. 50.00 Lakhs to Rs. 100.00 Lakhs
Exact 1 Year
7.50% + 0.15% = 7.65%
Exact 2 Year
7.60% + 0.20% = 7.80%
NOTE: the Additional interest shall be allowed on all slabs to senior citizens and physically challenged persons @0.50%.All deposits are covered under Deposit Insurance and Credit guarantee Corporation.
S. No.
Name of the Scheme
Period of Deposit
ROI
1
Suraksha Bandhan Deposit
234 Days
7.00%
2
Sahakara Swathantra Deposit
567 Days
7.75%
3
Krushi Vikas Recurring Deposit
2 Years to above up to 10 Years (Min. ₹2,000 & Multiples of ₹1,000)
7.80%
Note: The Interest benefit for senior citizen, physically handicapped/mentally retarded and PACS remains unchanged i.e., @ 0.5%.
